Protect It. Preserve It.
Pass It On.
We help you do more than build wealth — we help you protect it, preserve it, and pass it on securely. Wills, trusts and lasting powers of attorney, tailored to your family.
Will Writing
A professionally prepared Will ensures your estate is handled exactly as you intend. Without one, your estate is distributed according to legal rules rather than your wishes — and unmarried partners, step-children or the guardians you would have chosen for young children may be left unprotected.
We go beyond simple document preparation. We guide you through the decisions that matter, so your Will is clear, complete and built to last.
A Will That Reflects Your Wishes
The foundation of your estate plan. A Will lets you appoint executors you trust, define exactly who inherits what, set up guardianship for minor children, and leave specific gifts or charitable donations.
What We Help You Decide
- Appointing executors you trust to manage your affairs
- Defining exactly who inherits what
- Setting up guardianship arrangements for minor children
- Leaving specific gifts, assets, or charitable donations
- Structuring your estate to minimise delays and complications
Why It Matters
A well-drafted Will also allows for more advanced planning, including the use of trusts to protect beneficiaries and assets. Families without one often face delays, unnecessary costs and emotional stress at the worst possible time.
Trust Planning
Trusts are a powerful way to protect your estate both now and in the future. They let you decide how and when wealth is passed on, rather than leaving everything as a single lump sum.
We help you determine whether trusts are appropriate and structure them in a way that aligns with your goals and family situation.
Protect Assets for the People Who Matter
Control how your wealth is used. Depending on your needs, trusts can protect children until they reach a suitable age, support inheritance tax planning, and look after vulnerable or dependent beneficiaries.
What Trusts Can Do
- Protect assets for children until they reach a suitable age
- Safeguard wealth from divorce, creditors, or financial mismanagement
- Support inheritance tax planning strategies
- Ensure vulnerable or dependent beneficiaries are cared for properly
- Allow controlled distribution of wealth over time
Lasting Power of Attorney
Estate planning is not just about what happens after death — it is also about protection during your lifetime. A Lasting Power of Attorney (LPA) lets you appoint trusted people to act on your behalf if you lose the ability to make decisions.
Without an LPA, your family may face a costly and time-consuming legal process to gain control over your affairs.
Property & Financial Affairs LPA
Keep household finances moving. This LPA covers finances, bills, property and banking, so mortgages, accounts and day-to-day money matters can still be managed if you cannot act yourself.
Health & Welfare LPA
Your care, your wishes. This LPA covers medical care, treatment decisions and living arrangements, so the people you trust can speak for you if you cannot speak for yourself.
Secure Will Storage
A Will is only effective if it can be found and relied upon when needed. We provide secure storage so your original documents are protected from loss, damage or tampering.
Your executors will know exactly where to locate your Will, and updates and amendments can be managed properly over time.
Kept Safe, Ready When Needed
- Your original documents are protected from loss, damage, or tampering
- Your executors know exactly where to locate your Will
- Updates and amendments are properly managed
- Your estate planning documents remain accessible when required
Estate Planning FAQs (UK)
Without proper arrangements in place:
- Your estate is distributed according to legal rules rather than your wishes
- Unmarried partners or step-children may receive nothing
- Young children may not be placed with the guardians you would have chosen
- Families often face delays, extra costs and stress
The rules of intestacy decide who inherits. That may not match what you would have wanted, and it can leave partners, step-children or dependants unprotected.
- A Will sets out who inherits and who manages your estate after you die.
- A trust can control how and when assets are used, including for children, vulnerable beneficiaries or tax planning.
Many people use both together.
An LPA lets you appoint people you trust to make decisions if you cannot. There are two types:
- Property & Financial Affairs
- Health & Welfare
Without one, your family may need a court process to act on your behalf.
They cover different things, so many people put both in place. You can choose the same attorneys or different people for each.
A Will only works if it can be found. Secure storage protects the original from loss or damage, and means your executors know where to look.
Will writing and some estate planning services are not regulated by the Financial Conduct Authority. Horizon Financial Services Ltd is an Appointed Representative of Cornerstone Financial Group Limited for its regulated activities.
Take control of your future today.
Book a free consultation and we will talk through Wills, Trusts and Lasting Powers of Attorney in plain English.
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